Cancellation

A delay in your departure due to mechanical failure, weather conditions, earthquakes, volcanic eruptions, or grounding of your air transportation causes you to miss your scheduled cruise and you choose not to travel. This is applicable only if your airfare and cruise are insured with this Manulife Policy and purchased through the same travel agency from whom you purchased your cruise.

Cancel for Any reason – Included with all of our Cancellation/Interruption plans if purchased within 72 hours of travel

If you Cancel for any Reason and decide not to travel before you leave home we will provide coverage as follows:

Premium Protection Plan

• If you cancel from booking to 24 hours before your departure date: Non-refundable, prepaid portion of your trip 80% to a maximum of $2,500

All Inclusive and Non-Medical Inclusive

• If you cancel your trip 14 days or more before the departure date shown on your confirmation, we will pay up to 50% of the covered amount you purchased for the prepaid portion of your trip that is non-refundable.
  

What is covered under Travel Disruption Insurance?

Travel Disruption Insurance provides coverage if, because of an unexpected event (such as a misconnection or cancellation to any portion of your or your travel companion’s travel arrangements due to motor vehicle accident, emergency road closures OR any other event beyond your reasonable control) that cannot be remedied without your incurring additional cost, you experience the following:

1. You are unable to use any portion of your travel arrangements as originally booked; or
2. Although able to use your travel arrangements as originally booked, you experience a delay of 6 hours or more in arriving at your destination or in returning home.

This coverage is secondary to any coverage provided by the common carrier or any other source and applies only if your affected travel arrangements included sufficient connection times to meet the travel supplier’s check-in procedure. This means that any expense claimed under this section will be reduced by any amount that is recoverable from or paid by another source.

Benefits – What are the Benefits under Travel Disruption Insurance? If you experience Travel Disruptions, we will pay:

Up to $350 per day, for a maximum of 2 days ($700) to cover reasonable incidental expenses that you necessarily incur (such as commercial accommodations, snack and meal expenses, communication expenses such as phone, text messaging, internet usage fees and roaming expenses) while in transit to reach your next destination. We will also provide up to a maximum of $200 to cover additional overnight commercial accommodations;

�.                   If you are unable to benefit from any portion of your prepaid travel arrangements, we will provide up to $300 per day, for a maximum of 3 days ($900), provided they are non-transferable to another time during your trip;

�.                   If you are prevented from using your pre-paid transportation, we will cover the additional cost of one-way same class transportation to your next destination.

Manulife Flight Assistance

Offers the following benefits, up to an overall maximum of $140, for each registered insured person:

1. a) If the flight is delayed three (3) hours or more, each registered insured person receives $40; then
2. b) If the flight is delayed a total of six (6) hours or more, each registered insured person receives an additional $100 for a total of $140;

OR

2. If the flight is totally cancelled, each registered insured person receives $140

If you have any questions about any of our insurance packages or would like a quote, please reach out to Lisa@vacationsforcanadians.com